Quick AnswerA Mississippi residential lease is governed by Miss. Code Title 89, Chapter 8. There is no deposit cap, but the deposit must be returned with a written itemized notice within 45 days of the tenancy ending (§ 89-8-21); bad-faith retention adds up to $200 in statutory damages plus actual damages, costs, and attorney's fees. Mississippi has no statutory late-fee cap. Ending a month-to-month tenancy takes 30 days' notice (§ 89-8-19), and residential nonpayment takes a 3-day notice to pay or quit (§ 89-8-13).
Mississippi has a light statutory framework, but its 45-day deposit return and its residential-specific eviction notice are worth getting right. This guide walks through every clause, figure, and notice a Mississippi landlord should build into a compliant 2026 lease. For the national baseline, see What Every Residential Lease Agreement Must Include.

What clauses are legally required in every Mississippi lease agreement?

Every Mississippi lease should identify the landlord/agent and all adult tenants, the property, the rent and due date, and the term. Mississippi has few mandatory statutory clauses beyond the deposit-return rule (below). A lease for a term longer than one year must be in writing to be enforceable under the Statute of Frauds (Miss. Code § 15-3-1).

Mississippi security deposit rules — the 45-day return

Miss. Code § 89-8-21 governs deposits:

  • No cap on the deposit amount.
  • Return: within 45 days after the tenancy ends, possession is delivered, and the tenant demands it, the landlord must return the deposit or provide a written notice itemizing any deductions. Deductions are limited to unpaid rent, tenant-caused damage beyond ordinary wear and tear, cleaning, and other reasonable costs of the tenant's default; receipts are not required.
  • Penalty: bad-faith retention exposes the landlord to up to $200 in statutory damages in addition to actual damages, plus court costs and reasonable attorney's fees.

For a multi-state comparison, see security deposit rules every landlord must know.

Late fees and rent rules in Mississippi

Mississippi does not set a statutory cap on residential late fees. A late fee is enforceable if it is written into the lease and reasonable; a court may decline to enforce an unconscionable fee.

Notice periods to end or not renew a Mississippi lease

Mississippi notice periods (Miss. Code Title 89, Ch. 8):

SituationNoticeStatute
Terminate month-to-month tenancy30 days§ 89-8-19
Nonpayment of rent (residential)3-day notice to pay or quit§ 89-8-13

No notice is required for a substantial lease violation that materially affects health and safety. For residential nonpayment, the correct statute is § 89-8-13 — § 89-7-27 was amended in 2022 to cover only non-residential premises. The 3-day notice may be delivered by email or text only if the tenant agreed to that in writing. Self-help eviction is unlawful.

What disclosures must Mississippi landlords provide?

Mississippi requires very little at the state level:

  • Lead-based paint (federal): the disclosure, records, and EPA pamphlet for pre-1978 housing.
  • No general state mandate: Mississippi does not require statewide disclosure of mold, flooding, pests, prior deaths, or sex-offender information for residential leases, though fraud law still applies.

What happens if a Mississippi lease is missing required terms?

Specific failures carry specific consequences:

  • Missed 45-day return / no itemization: bad-faith retention exposes the landlord to up to $200 plus actual damages, costs, and attorney's fees (§ 89-8-21).
  • Wrong nonpayment notice: using the non-residential statute (§ 89-7-27) instead of § 89-8-13 can undermine a residential eviction.

Managing rentals in more than one state? Compare Mississippi's rules with our Alabama and Louisiana lease requirement guides.

Full Mississippi disclosure checklist

For a dedicated, statute-by-statute rundown of every notice a Mississippi landlord must give at signing, see our Mississippi required lease disclosures checklist.

A compliant Mississippi lease pairs the universal essentials with the state's short list of rules: a 45-day itemized deposit return backed by up-to-$200 statutory damages, a 30-day month-to-month notice, and the residential 3-day nonpayment notice under § 89-8-13. LeaseHelper generates a Mississippi-specific lease pre-populated with these clauses so nothing required is left out.

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Frequently asked questions

Is there a security deposit limit in Mississippi?

No. Mississippi sets no cap on the deposit amount, but the deposit must be returned with a written itemized notice within 45 days of the tenancy ending and the tenant's demand (Miss. Code § 89-8-21).

How long does a Mississippi landlord have to return a security deposit?

Within 45 days after the tenancy ends, possession is delivered, and the tenant demands it. Bad-faith retention adds up to $200 in statutory damages plus actual damages, costs, and attorney's fees (Miss. Code § 89-8-21).

Is there a late-fee limit in Mississippi?

No. Mississippi does not cap residential late fees; the fee must be in the lease and reasonable rather than unconscionable.

How much notice is required to end a month-to-month tenancy in Mississippi?

Thirty days (Miss. Code § 89-8-19). Residential nonpayment of rent requires a separate 3-day notice to pay or quit (§ 89-8-13).

Which Mississippi statute governs a residential nonpayment eviction?

Miss. Code § 89-8-13, which sets a 3-day pay-or-quit notice. Section 89-7-27 was amended in 2022 to apply only to non-residential premises, so it should not be used for a residential dwelling.

Official sources

Primary statutes and official government references for this guide. Statutes change — always confirm against the current official text before you act.

This article explains Mississippi lease agreement requirements and landlord-tenant law in general terms and shouldn't be treated as legal advice. Verify the current law before acting — statutes change and local ordinances can add obligations — and consult a licensed Mississippi attorney for complex or high-stakes situations. Last reviewed: July 2, 2026.