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Texas Required Lease Disclosures in 2026: What Landlords Must Include

May 7, 2026 LeaseHelper Editorial Team 11 min read

By the LeaseHelper editorial team

Texas landlords must include at least six categories of disclosure in every residential lease — and missing even one can give tenants the right to terminate their lease, sue for statutory damages, or both.

This post covers each required disclosure under the Texas Property Code as it stands in 2026, including the specific statute that triggers it, what exactly you must say, and what happens if you skip it. We also flag the September 2025 change to the flood disclosure rule that affects how you deliver and sign that notice.

Quick AnswerTexas residential leases must include: an ownership and management disclosure (Tex. Prop. Code § 92.201), a flood/floodplain notice (§ 92.0135, updated Sept. 1, 2025), a smoke detector acknowledgment (§§ 92.251–92.261), a late fee disclosure (§ 92.019), a lease copy within 3 business days of signing (§ 92.024), and — for pre-1978 properties — a federal lead-based paint disclosure (42 U.S.C. § 4851 et seq.). Violations can cost landlords one month's rent plus $100 in statutory damages, plus attorney's fees, plus the tenant's right to walk.

What disclosures are actually required by Texas law — and where do they live in the Property Code?

Texas landlord-tenant law is primarily governed by the Texas Property Code, specifically Chapters 91–94. For residential tenancies, the key chapter is 92. The landlord-tenant relationship in residential leases is governed almost exclusively by Sections 91 and 92 of the Texas Property Code. The disclosures below are not optional clauses you can negotiate around — they are statutory floors. A lease provision that tries to waive them is void.

The table below maps each major required disclosure to its controlling statute, the delivery method required, and the consequence of noncompliance. Use it as a pre-signing checklist.

Disclosure Statute When / How Penalty for Missing It
Owner & Manager Identity Tex. Prop. Code § 92.201 In lease or within 7 days of written request 1 month's rent + $100 + attorney's fees; tenant may terminate
Flood / Floodplain Notice Tex. Prop. Code § 92.0135 (as amended eff. Sept. 1, 2025) In lease paragraph, addendum, or separate doc — signed by both parties — before or at lease signing Tenant may terminate if flooding causes ≥50% loss to personal property
Smoke Detector Acknowledgment Tex. Prop. Code §§ 92.251–92.261 In written lease Tenant can repair/replace and deduct cost; civil liability
Late Fee Terms Tex. Prop. Code § 92.019 Must appear in written lease before any fee can be charged $100 + 3× the illegal fee + attorney's fees
Security Device Rights Tex. Prop. Code §§ 92.151–92.170 In written lease Tenant may deduct repair cost from rent or terminate
Copy of Signed Lease Tex. Prop. Code § 92.024 Within 3 business days of signing Tenant can withhold rent equal to one month's rent if not provided
Lead-Based Paint Hazards (pre-1978 only) 42 U.S.C. § 4851 et seq. (federal); Title X, § 1018 Before lease is signed; EPA pamphlet required Triple damages + civil penalties enforced by EPA

Who must you identify under § 92.201 — and how specific do you have to be?

Under Tex. Prop. Code § 92.201 (Disclosure of Ownership and Management), a landlord must disclose to a tenant: (1) the name and either a street or post office box address of the holder of record title, according to the deed records in the county clerk's office, of the dwelling rented by the tenant; and (2) if an entity located off-site from the dwelling is primarily responsible for managing the dwelling, the name and street address of the management company.

Disclosure to a tenant must be made by giving the information in writing to the tenant on or before the seventh day after the day the landlord receives the tenant's request, by continuously posting the information in a conspicuous place in the dwelling or on the outside of the entry door to the office of the on-site manager, or by including the information in a copy of the tenant's lease or in written rules given to the tenant before the tenant requests the information. The third option — putting it directly in the lease — is the simplest for self-managing landlords.

The best practice is to include it proactively in the lease rather than waiting for a written request. The owner disclosure under § 92.201 requires the owner's name and out-of-state address if applicable. Most landlords list a local property manager — that's compliant as long as the actual owner information is also included. If you own through an LLC or corporation, the entity name and its registered address is what belongs in this field, not just your personal name. Remedies for a landlord who fails to provide this information include a court order compelling disclosure, a judgment for one month's rent plus $100, court costs and attorney's fees, and the tenant's unilateral termination of the lease without a court proceeding.

What does the 2025 update to the flood disclosure (§ 92.0135) actually change?

The flood disclosure has been required since January 1, 2022, but the 89th Texas Legislature amended § 92.0135 effective September 1, 2025. If you haven't reviewed your lease template since then, you may be out of compliance.

Under § 92.0135, a landlord must provide to a tenant a written notice stating whether the landlord is or is not aware that the dwelling is located in a 100-year floodplain — defined as any area designated as a flood hazard area with a one percent or greater chance of flooding each year by FEMA. A second, separate notice is required if the landlord knows that flooding has damaged any portion of the dwelling at least once during the five-year period immediately preceding the effective date of the lease.

The 2025 amendments modified existing Texas Property Code provisions by establishing two key exceptions and clarifying delivery. Landlords are no longer required to provide flood-related notices for very short-term leases of less than 30 days, or temporary residential tenancies associated with a property sale where the buyer or seller occupies the property for 90 days or less. For all other leases, the flood notice must now be included either directly in a lease paragraph, as a lease addendum, or in a separate written document provided to the tenant at or before lease signing — and both the landlord and tenant must sign the notice document to confirm its provision and receipt.

The consequence of skipping the flood disclosure is significant. If a landlord violates § 92.0135 and a tenant suffers a substantial loss or damage to personal property as a result of flooding, the tenant may terminate the lease by giving written notice of termination no later than the 30th day after the date the loss or damage occurred. "Substantial loss" means the total cost of repairs to or replacement of personal property is 50 percent or more of the property's market value on the date the flooding occurred.

How must late fees be disclosed — and what's the legal ceiling?

Under Tex. Prop. Code § 92.019, a landlord may not collect from a tenant a late fee for failing to pay any portion of rent unless notice of the fee is included in a written lease, and any portion of the tenant's rent has remained unpaid two full days after the date the rent was originally due. That two-day buffer is mandatory: if rent is due on the 1st of the month, you cannot charge a late fee until the 4th — meaning rent has to be unpaid for two full days before you can legally add any late charges.

The statute also sets a "safe harbor" for reasonableness. A late fee is considered reasonable if it equals 12 percent of the amount of rent for the rental period for a dwelling in a structure that contains not more than four dwelling units, or 10 percent for a dwelling in a structure that contains more than four dwelling units. A late fee may include an initial fee and a daily fee for each day any portion of the tenant's rent continues to remain unpaid, and the combined fees are considered a single late fee for purposes of this section.

The penalty for charging an illegal late fee is steep. A landlord who violates § 92.019 is liable to the tenant for an amount equal to the sum of $100, three times the amount of the late fee collected in violation, and the tenant's reasonable attorney's fees. Put the fee amount — both the initial charge and any daily fee — in writing in the lease. A verbal understanding doesn't protect you.

What about smoke detectors, security devices, and the lease copy rule?

Under Texas Property Code Sections 92.251–92.261, landlords must disclose smoke detector requirements. Separately, Tex. Prop. Code §§ 92.151–92.170 cover security devices — locks, primarily — and require that tenants be informed of their rights regarding those devices, including their right to request certain devices and the landlord's obligation to repair malfunctioning ones. Your lease should acknowledge that functional smoke detectors are installed and note the tenant's responsibility to replace batteries. When a tenant moves in, you must rekey or replace locks within 7 days if they request it.

If the lease is in writing, Texas law requires a landlord to provide the tenant with a copy of the lease within 3 business days of signing. This section requires a landlord to provide a tenant with a copy of the complete lease within 3 business days of signing. If there are multiple tenants on the lease, tenants who have not yet received a copy must be provided with one within 3 business days of a written request. This seems simple, but it's one of the most-overlooked requirements for self-managing landlords who collect signatures at move-in and then fail to send a copy promptly.

When is the lead-based paint disclosure required, and who enforces it?

The lead-based paint disclosure is a federal requirement, not a Texas one — but it applies to every Texas lease where the property was built before 1978. This requirement applies to most pre-1978 private housing, public housing, federally owned housing, and housing receiving federal assistance. Before a renter signs a lease, federal law requires landlords and property managers to give renters a copy of the EPA pamphlet Protect Your Family From Lead in Your Home, and to disclose any known information about the presence of lead-based paint and lead-based paint hazards in the home or building.

There are some narrow exemptions. The Lead-Based Paint Disclosure Rule does not apply to: zero-bedroom units such as efficiencies and dormitories (unless a child under the age of six lives or is expected to live there); leases for 100 days or less where no renewal can occur; housing specifically for the elderly or persons with disabilities (unless a child under six resides or is expected to reside there); and housing in which painted surfaces have been tested and found to be lead-based paint free.

The cost of noncompliance runs well beyond a civil complaint. Failure to satisfy lead-based paint disclosure requirements can expose a seller, landlord, or agent to a lawsuit for triple the amount of damages, and also subjects them to civil and criminal penalties. Keep a signed copy of the disclosure for the duration of tenancy plus at least three years.

What are the most common mistakes landlords make with these disclosures?

Disclosure errors tend to cluster around a few predictable failure points. Here are the patterns most likely to generate legal exposure:

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Frequently asked questions

Does the flood disclosure requirement apply even if my rental property has never flooded and isn't in a floodplain?

Yes. Under Tex. Prop. Code § 92.0135, you must provide a written notice stating whether you are or are not aware that the dwelling is located in a 100-year floodplain — even if the answer is "no." The same applies to the five-year flooding history: if no flooding has occurred, you still provide the notice confirming that. Skipping the disclosure because "nothing happened" is what creates liability. As of September 1, 2025, the notice must also be signed by both you and the tenant. Leases under 30 days are the main exception.

If I own my rental through an LLC, whose name and address goes on the § 92.201 disclosure?

The LLC's name goes in as the holder of record title, along with the LLC's registered address or principal office address as it appears in the county deed records. If you also use a property manager, you include the management company's name and street address as a second line item. Listing only the management company without the LLC's information does not satisfy the statute. The simplest approach is to include both in the lease itself so you don't have to respond to written requests later — and update it promptly any time the ownership information changes.

My tenant is late on rent. Can I charge a $150 flat late fee on a $1,200-per-month unit in a four-plex?

No. Under Tex. Prop. Code § 92.019, the "safe harbor" for a dwelling in a structure with four or fewer units caps the reasonable late fee at 12 percent of monthly rent. On $1,200 rent, that ceiling is $144 — so a $150 flat fee exceeds the safe harbor. Additionally, you cannot charge any late fee until rent has remained unpaid for two full days after the due date. Charging an illegal late fee exposes you to $100 in statutory damages plus three times the excess fee collected, plus the tenant's attorney's fees.

I inherited a rental house built in 1965. Do I actually have to do the lead-based paint disclosure if I have no records of lead paint?

Yes. The federal Residential Lead-Based Paint Hazard Reduction Act (Title X, § 1018) requires you to disclose any known lead-based paint hazards and provide the EPA pamphlet "Protect Your Family From Lead In Your Home" before the tenant signs the lease. "No known hazards" is a valid disclosure — but you still complete the form and have the tenant acknowledge receipt of the pamphlet. You are not required to test the property, but you cannot simply skip the form. Failure to comply can result in triple damages and civil penalties enforced by the EPA, so this is not a disclosure to overlook on older properties.

This article provides general information about residential leases, evictions, security deposits, rent increases, landlord-tenant law and is not legal, medical, or financial advice. Laws and regulations change; verify current rules before acting. For complex situations, consult a licensed professional in your jurisdiction. Last reviewed: May 7, 2026.